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Calculate loan payments

Monthly payment, total interest and an amortization table.

Ready. Free

01 — Steps

How to calculate loan payments

Enter the loan
Amount, annual rate and term in years or months.
Add extras
An optional extra monthly payment shows how much sooner it ends.
Read schedule
Month-by-month principal, interest and balance; export as CSV.

02 — Questions

How is the payment calculated?

The standard amortization formula: P·r(1+r)^n / ((1+r)^n − 1), with r the monthly rate and n the number of payments.

Does it handle 0% loans?

Yes, the payment is simply the amount divided by the number of months.

Can I export the schedule?

Yes. Download the full month-by-month table as a CSV file.

04 — More