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Calculate mortgage payments

Principal and interest plus taxes, insurance, HOA and PMI.

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01 — Steps

How to calculate mortgage payments

Enter home details
Price, down payment, rate and term.
Add monthly costs
Property tax, insurance, HOA dues and PMI if under 20% down.
Review
Total monthly payment, lifetime interest and the schedule.

02 — Questions

What is PMI?

Private mortgage insurance, usually required when the down payment is under 20%, typically 0.5–1% of the loan per year.

Should I choose 15 or 30 years?

15 years costs more monthly but far less in total interest; the calculator shows both.

Is the schedule included?

Yes. A full month-by-month amortization schedule is shown beneath the totals.

04 — More